Free Estimates

Find and assess the most ideal prices from top national and localized Life insurance providers near you, for free.


Straight Forward Strategy

Only submit your Zip Code and contact details to obtain estimates from top companies in no time.


Quick Results

Do a comparison of all the leading companies and uncover the best prices, with no junk mail. Our very own strategy is quick, safe and instantaneous.

Choosing Universal Life Insurance in South Carolina

How Universal Life Insurance Works in South Carolina

With South Carolina universal life insurance, you get to choose when you pay your premium payment and how much you pay (according to federal tax law limitations). There is a minimum premium that is determined by premium taxes, the base cost of the policy, and the expenses of the insurance company. The sales expenses and premium taxes will be deducted as you make your payments. The rest of the premium goes towards your cash value. That cash value earns interest as stated in your policy. You will also earn more interest when the company earns more than your guaranteed rate. You are able to take out loans or withdraw from your cash value.

Primary Features of South Carolina Universal Life Insurance

The primary features of universal life insurance in South Carolina include the tax-deferred cash value growth, fixed interest rate, tax-free death benefits, permanent life-long insurance protection, access to cash value, and flexibility in adjusting your death benefit and premium payments.

Comparing Your Options

It's a good idea to compare your South Carolina life insurance options before choosing universal life insurance. Other options include term life insurance and whole life insurance. When you call 888-304-7775, our Universal Life Insurance Pros customer service representatives can help you to compare the options one-on-one.

Just call Universal Life Insurance Pros today at 888-304-7775 to get your free life insurance quotes right away!

Universal Life Insurance in South Carolina

Universal Life Insurance vs. Term Life Insurance

Term life insurance is less expensive than universal life insurance. However, it is not a permanent policy as universal life insurance is. Term life insurance is designed to cover you for a specific term rather than for your whole life. It does not accumulate cash value, and your coverage ends at the end of the term.

Universal Life Insurance vs. Whole Life Insurance

Whole life insurance is more expensive than universal life insurance. It is another life-long coverage policy with tax-deferred cash value that allows for loans and withdrawals. This form of life insurance also comes with more guarantees than universal life insurance, but it is not flexible. You won't be able to increase or decrease your premium and your interest on cash value will be less than with universal life insurance. You do get guaranteed interest rates, death benefits, and premium payments.

How do You Choose?

When it comes to choosing which South Carolina life insurance policy is best for your needs, it helps to speak with one of our Universal Life Insurance Pros customer service representatives. You can discuss your goals, budget, and the advantages and disadvantages of each policy as it relates to you. If your budget is too small for universal life insurance, then term life insurance can act as a temporary solution to your insurance needs. If you prefer the guarantees and zero surprise nature of whole life insurance, and if you can afford to pay more, then this might be your best option. However, if you want more flexibility in a life-long policy with cash value access, then universal life insurance is likely your best bet.


Cities we serve

img Abbeville, SC img Adams Run, SC img Aiken, SC img Alcolu, SC img Allendale, SC img Anderson, SC img Andrews, SC img Arcadia, SC img Awendaw, SC img Aynor, SC img Ballentine, SC img Bamberg, SC img Barnwell, SC img Batesburg, SC img Bath, SC img Beaufort, SC img Beech Island, SC img Belton, SC img Bennettsville, SC img Bethera, SC img Bethune, SC img Bishopville, SC img Blacksburg, SC img Blackstock, SC img Blackville, SC img Blair, SC img Blenheim, SC img Bluffton, SC img Blythewood, SC img Boiling Springs, SC img Bonneau, SC img Bowling Green, SC img Bowman, SC img Bradley, SC img Branchville, SC img Brunson, SC img Buffalo, SC img Cades, SC img Calhoun Falls, SC img Camden, SC img Cameron, SC img Campobello, SC img Canadys, SC img Carlisle, SC img Cassatt, SC img Catawba, SC img Cayce, SC img Centenary, SC img Central, SC img Chapin, SC img Chappells, SC img Charleston, SC img Charleston Afb, SC img Cheraw, SC img Chesnee, SC img Chester, SC img Chesterfield, SC img Clarks Hill, SC img Clearwater, SC img Clemson, SC img Cleveland, SC img Clifton, SC img Clinton, SC img Clio, SC img Clover, SC img Columbia, SC img Conestee, SC img Converse, SC img Conway, SC img Coosawatchie, SC img Coosawhatchie, SC img Cope, SC img Cordesville, SC img Cordova, SC img Cottageville, SC img Coward, SC img Cowpens, SC img Crocketville, SC img Cross, SC img Cross Anchor, SC img Cross Hill, SC img Dale, SC img Dalzell, SC img Darlington, SC img Daufuskie Island, SC img Davis Station, SC img Denmark, SC img Dillon, SC img Donalds, SC img Dorchester, SC img Drayton, SC img Due West, SC img Duncan, SC img Early Branch, SC img Easley, SC img Eastover, SC img Edgefield, SC img Edgemoor, SC img Edisto Island, SC img Effingham, SC img Ehrhardt, SC img Elgin, SC img Elko, SC img Elliott, SC img Elloree, SC img Enoree, SC img Estill, SC img Eutawville, SC img Fair Play, SC img Fairfax, SC img Fairforest, SC img Fingerville, SC img Florence, SC img Floyd Dale, SC img Folly Beach, SC img Fork, SC img Fort Lawn, SC img Fort Mill, SC img Fountain Inn, SC img Furman, SC img Gable, SC img Gadsden, SC img Gaffney, SC img Galivants Ferry, SC img Garnett, SC img Gaston, SC img Georgetown, SC img Gifford, SC img Gilbert, SC img Glendale, SC img Gloverville, SC img Goose Creek, SC img Gramling, SC img Graniteville, SC img Gray Court, SC img Great Falls, SC img Greeleyville, SC img Green Pond, SC img Green Sea, SC img Greenville, SC img Greenwood, SC img Greer, SC img Gresham, SC img Grover, SC img Hamer, SC img Hampton, SC img Hanahan, SC img Hardeeville, SC img Harleyville, SC img Hartsville, SC img Heath Springs, SC img Hemingway, SC img Hickory Grove, SC img Hilda, SC img Hilton Head Island, SC img Hodges, SC img Holly Hill, SC img Hollywood, SC img Honea Path, SC img Hopkins, SC img Horatio, SC img Huger, SC img Inman, SC img Irmo, SC img Islandton, SC img Isle Of Palms, SC img Iva, SC img Jackson, SC img Jacksonboro, SC img Jamestown, SC img Jefferson, SC img Jenkinsville, SC img Joanna, SC img Johns Island, SC img Johnsonville, SC img Johnston, SC img Jonesville, SC img Kershaw, SC img Kinards, SC img Kingstree, SC img La France, SC img Ladson, SC img Lake City, SC img Lake View, SC img Lamar, SC img Lancaster, SC img Lando, SC img Landrum, SC img Lane, SC img Langley, SC img Latta, SC img Laurens, SC img Leesville, SC img Lexington, SC img Liberty, SC img Liberty Hill, SC img Little Mountain, SC img Little River, SC img Little Rock, SC img Lobeco, SC img Lockhart, SC img Lodge, SC img Long Creek, SC img Longs, SC img Loris, SC img Lowndesville, SC img Lugoff, SC img Luray, SC img Lydia, SC img Lyman, SC img Lynchburg, SC img Manning, SC img Marietta, SC img Marion, SC img Martin, SC img Mauldin, SC img Mayesville, SC img Mayo, SC img Mc Bee, SC img Mc Clellanville, SC img Mc Coll, SC img Mc Connells, SC img Mc Cormick, SC img Miley, SC img Minturn, SC img Modoc, SC img Moncks Corner, SC img Monetta, SC img Monticello, SC img Montmorenci, SC img Moore, SC img Mount Carmel, SC img Mount Croghan, SC img Mount Pleasant, SC img Mountain Rest, SC img Mountville, SC img Mullins, SC img Murrells Inlet, SC img Myrtle Beach, SC img Neeses, SC img Nesmith, SC img New Ellenton, SC img New Zion, SC img Newberry, SC img Newry, SC img Nichols, SC img Ninety Six, SC img Norris, SC img North, SC img North Augusta, SC img North Charleston, SC img North Myrtle Beach, SC img Norway, SC img Okatie, SC img Olanta, SC img Olar, SC img Orangeburg, SC img Pacolet, SC img Pacolet Mills, SC img Pageland, SC img Pamplico, SC img Parksville, SC img Patrick, SC img Pauline, SC img Pawleys Island, SC img Peak, SC img Pelion, SC img Pelzer, SC img Pendleton, SC img Perry, SC img Pickens, SC img Piedmont, SC img Pineland, SC img Pineville, SC img Pinewood, SC img Pinopolis, SC img Plum Branch, SC img Pomaria, SC img Port Royal, SC img Prosperity, SC img Rains, SC img Ravenel, SC img Reevesville, SC img Reidville, SC img Rembert, SC img Richburg, SC img Richland, SC img Ridge Spring, SC img Ridgeland, SC img Ridgeville, SC img Ridgeway, SC img Rion, SC img Rock Hill, SC img Roebuck, SC img Round O, SC img Rowesville, SC img Ruby, SC img Ruffin, SC img Russellville, SC img Saint George, SC img Saint Helena Island, SC img Saint Matthews, SC img Saint Stephen, SC img Salem, SC img Salley, SC img Salters, SC img Saluda, SC img Sandy Springs, SC img Santee, SC img Sardinia, SC img Scotia, SC img Scranton, SC img Seabrook, SC img Sellers, SC img Seneca, SC img Sharon, SC img Shaw A F B, SC img Sheldon, SC img Silverstreet, SC img Simpsonville, SC img Six Mile, SC img Slater, SC img Smoaks, SC img Smyrna, SC img Society Hill, SC img Spartanburg, SC img Springfield, SC img Starr, SC img Startex, SC img State Park, SC img Sullivans Island, SC img Summerton, SC img Summerville, SC img Sumter, SC img Sunset, SC img Swansea, SC img Sycamore, SC img Tamassee, SC img Tatum, SC img Taylors, SC img Tigerville, SC img Tillman, SC img Timmonsville, SC img Townville, SC img Travelers Rest, SC img Trenton, SC img Troy, SC img Turbeville, SC img Ulmer, SC img Una, SC img Union, SC img Van Wyck, SC img Vance, SC img Varnville, SC img Vaucluse, SC img Wadmalaw Island, SC img Wagener, SC img Walhalla, SC img Wallace, SC img Walterboro, SC img Ward, SC img Ware Shoals, SC img Warrenville, SC img Waterloo, SC img Wedgefield, SC img Wellford, SC img West Columbia, SC img West Union, SC img Westminster, SC img Westville, SC img White Oak, SC img White Rock, SC img White Stone, SC img Whitmire, SC img Williams, SC img Williamston, SC img Williston, SC img Windsor, SC img Winnsboro, SC img Woodruff, SC img Yemassee, SC

Zip codes near South Carolina


Scroll to Top